Build Your Dream Pool Without Draining Your Savings

Low monthly payments. Competitive rates. Get pre-qualified in minutes — no impact to your credit score.

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Your Pool Shouldn't Wait

Most of our custom pools range from $120,000 – $250,000. Financing lets you lock in your pool this season and spread the cost over time — often at a lower monthly payment than you'd expect.

El Dorado Pools has partnered with Lyon Financial, a pool-industry-specific lender with over 40 years of experience. They specialize exclusively in swimming pool loans — meaning better rates and faster approvals than a typical home equity line or personal loan.

  • Loans from $10,000 – $200,000
  • Terms up to 20 years
  • Competitive fixed rates
  • No home equity required
  • Pre-qualify with no credit impact
Apply Now with Lyon Financial

Payment Estimator

Estimate your monthly payment. Final rates set by Lyon Financial.

$65,000

Estimated Monthly Payment

$829

at ~7.99% APR — for illustration only

Get My Actual Rate

How Pool Financing Works

Three steps from application to breaking ground on your new pool.

1

Pre-Qualify Online

Fill out Lyon Financial's quick application. Takes about 5 minutes. No hard credit pull until you accept an offer.

2

Review Your Offer

Lyon Financial sends your personalized rate and term options. Choose what works for your budget.

3

Start Building

Once approved, funds are coordinated directly with El Dorado. We schedule your build and break ground.

Start My Application

Pool Financing FAQs

Do I need home equity to qualify?

No. Lyon Financial offers unsecured pool loans — your home is not used as collateral. This makes the process faster and simpler than a HELOC or cash-out refinance.

Will checking my rate affect my credit score?

Pre-qualification uses a soft credit check — no impact to your score. A hard pull only occurs if you formally accept a loan offer.

How much can I borrow?

Lyon Financial offers pool loans from $10,000 up to $200,000 — enough to cover a full custom build including pool, spa, decking, and outdoor living features.

How long does approval take?

Most applicants receive a decision within 24–48 hours. Once approved, funds are coordinated directly with El Dorado Pools so your project can start quickly.

Can I finance a pool renovation or just new construction?

Both. Lyon Financial funds new pool construction, full remodels, equipment upgrades, resurfacing, and outdoor living additions — anything El Dorado can build, they can finance.

Have more questions? We're happy to walk you through the process.

Talk to El Dorado Before You Apply

(214) 945-6000 Send a Message

Ready to Build Your Dream Pool?

Get started with a free consultation and custom quote. Our team is ready to bring your backyard vision to life.

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